The Growing Importance of Risk Management Information Systems

Risk Management Information Systems are basically computer systems which are used within a
Risk Management framework so that the organization and its members can be more adequately
prepared to meet risks to them. One example of Risk Management Information Systems is the
use of e-health records.

An e-health record is the term used to describe records, or documents, which contain vital
health information about the members of an organization and are stored within the computer
system. This may take several forms – some employers opt to monitor the costs of providing
health care to their respective employees for one year alone; others want their e-health
records to be more comprehensive by merging clinical data and the cost of the care for each
employee in the e-health records. These e-health records are then made available to each
employee who can then choose to download the information into their personal electronic
health care files so that they have their own copy.

E-health records are important to prevent risks such as employees suffering critical
injuries and accidents that may hamper their productivity, prolonged absences due to
medical attention, and significant financial losses being suffered by the company due to
claims made by employees related to such injuries and accidents they experienced at work.
Thus, e-health records can be considered a major part of any Risk Management program. The
Risk Management Information Systems used are simply ways to document and handle that kind of
health information to make it easier for the leaders of the organization. Even insurance
companies are adopting Risk Management Information Systems to make it easier to keep track
of the policies and claims of their policyholders. A key function of such computer systems
is that they may automatically update each e-health record without having to be prompted.


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