UK Open Banking Standard
What is UK Open Banking Standard?
The UK Open Banking Standard, established by the Competition and Markets Authority (CMA) Open Banking Order 2017, requires the nine largest UK banks (CMA9) to share customer data securely with authorised third-party providers (TPPs) via standardised APIs. Managed by the Open Banking Implementation Entity (OBIE), it enables Account Information Services (AIS) and Payment Initiation Services (PIS). It comprises 4 controls organised across 4 domains, and applies in the United Kingdom.
How UK Open Banking Standard maps to other frameworks
All 4 controls, each one mapped to the equivalent requirement in other standards, with the evidence that carries across and the mappings that were judged and rejected shown alongside. No account needed to look.
See the control mappings →The 4 domains UK Open Banking Standard groups its controls into
Where UK Open Banking Standard overlaps with the standards you already hold
What UK Open Banking Standard means in your sector
What UK Open Banking Standard means for your job
Questions people ask about UK Open Banking Standard
What is UK Open Banking Standard?
How many controls does UK Open Banking Standard have?
Where does UK Open Banking Standard apply?
How do I get started with UK Open Banking Standard compliance?
Query UK Open Banking Standard programmatically
UK Open Banking Standard, its 4 controls and every mapping into other standards are available over a REST endpoint and an MCP server, so an agent can read them directly. The free tier is 10 calls a day and needs no signup.
UK Open Banking Standard API reference and MCP config →What UK Open Banking Standard requires, control by control
Each page carries the requirement text for one UK Open Banking Standard control and what an assessor expects to see as evidence.
- OB-API-2 Open Data API Specification
- OB-API-4 MI Reporting Specification
- OB-CX-2 Granular Consent Management
- OB-CX-3 Strong Customer Authentication
- OB-DIR-1 Open Banking Directory
- OB-OPS-1 API Availability Requirements
- OB-OPS-2 Performance Standards
- OB-OPS-4 Incident Management
- OB-SEC-2 Transport Layer Security
- OB-SEC-4 Certificate Management
How ready are you for UK Open Banking Standard?
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