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Concentration Risk

What is Concentration Risk?

The risk arising from overexposure to a single counterparty, sector, region, or system dependency that could amplify the impact of adverse events.

Risk Management

Each of these is named in at least one of the same controls as concentration risk. The number is how many controls name both.

What the standards actually require on concentration risk

Requirements naming concentration risk across 6 standards, quoted from the control text.

DORA1 control

When assessing ICT third-party arrangements supporting critical or important functions, financial entities shall assess ICT concentration risk, including the risks of contracting providers that are not easily substitutable or of multiple arrangements with the...

DORA-Art.29 · Preliminary assessment of ICT concentration risk at entity level

Concentration risk management. Control from FFIEC IT Examination Handbook framework, domain: FFIEC IT Examination Handbook: Third-Party Risk Management.

FFIEC-19 · Concentration risk management

Implement IT Audit + Third-Party Risk Management per MAS TRM Chapters 14 + 15 + MAS Notice 658 on Outsourcing. Chapter 14 IT Audit - IT audit charter approved by Board Audit Committee + IT audit plan risk-based + IT audit methodology + IT auditor competency (C...

MAS-TRM-Third-Party-IT-Audit-Chapters-14-15-Outsourcing-Notice-658-Concentration-Risk-Exit-Strategy · MAS TRM Third Party + IT Audit + Chapters 14-15 + Outsourcing + Notice 658 + Concentration Risk + Exit Strategy

Maintain Risk Appetite Statement + Risk Limits + Concentration Risk Management + Limit Breach Protocols per 12 CFR Part 30 Appendix D Sections II.E + II.F + II.G + II.H + II.I + II.K.

OCCHS-3 · Risk Appetite Statement, Risk Limits, Concentration Risk, and Limit Breach Protocols
PCI P2PE1 control

Concentration risk management. Control from PCI P2PE framework, domain: PCI P2PE: Third-Party Risk Management.

PCI-P2PE-19 · Concentration risk management

Questions people ask about concentration risk

What is Concentration Risk?
The risk arising from overexposure to a single counterparty, sector, region, or system dependency that could amplify the impact of adverse events.
Why is Concentration Risk important for compliance?
Concentration Risk is a key concept in Risk Management. Understanding concentration risk helps organizations meet regulatory requirements, reduce risk, and demonstrate due diligence during audits. Our compliance platform maps 686 frameworks with 311K cross-framework control mappings.
Which compliance frameworks address Concentration Risk?
Concentration Risk appears in the requirement text of Japan FSA Cybersecurity Guidelines for Financial Institutions, DORA, FFIEC IT Examination Handbook, Monetary Authority of Singapore Technology Risk Management Guidelines, OCC Heightened Standards (12 CFR Part 30, Appendix D). Across these standards we have identified 7 controls that name it directly, each linked to the control text on the compliance platform.
Where can I learn more about Concentration Risk?
Explore our compliance framework pages to see how concentration risk applies across different standards and regulations. Our implementation guides provide step-by-step guidance, and the compliance platform offers AI-powered analysis of how this concept maps across 686 frameworks.

See how Concentration Risk applies across compliance frameworks

Our platform maps 686 frameworks with 311K cross-framework control mappings. Explore how this concept is addressed across standards.

Written and maintained by Gerard Blokdyk, The Art of Service.