Australia Insurance Contracts Act 1984 (Cth)

The duties in Australia's Insurance Contracts Act 1984 for insurers and insureds: utmost good faith (a civil penalty for insurers, including claims handling), the consumer duty to take reasonable care not to misrepresent, the business duty of disclosure and the insurer's notice of it, the statutory remedies for misrepresentation and non-disclosure, Key Facts Sheets, the ban on genetic test information in life underwriting from 8 October 2026, void terms, standard cover, unusual terms and flood notices, claims rules, claims interest, renewal and cancellation, subrogation limits, policy documents and written reasons. It comprises 28 controls organised across 6 domains, and applies in Australia: Commonwealth.