OtherInternational (EMVCo - standards consortium)
EMV 3‑D Secure (3DS) - Payment Authentication Protocol
EMVCo EMV 3-D Secure (3DS), the messaging protocol that enables consumer authentication for card-not-present e-commerce transactions (the basis of Visa Secure, Mastercard Identity Check, etc.). 3DS uses a three-domain model (Acquirer, Issuer, Interoperability domains) and the roles 3DS Requestor, 3DS Server, Directory Server (DS), Access Control Server (ACS) and 3DS SDK, exchanging Authentication (AReq/ARes), Challenge (CReq/CRes) and Results (RReq/RRes) messages to support frictionless (risk-based) and challenge (step-up) authentication across browser and app channels.
Domains
EMV 3DS - Channels and Device Data
EMV 3DS - Authentication Flows
EMV 3DS - Three-Domain Model and Roles
EMV 3DS - Authentication Messages
EMV 3DS - Security and Conformance
Compare EMV 3‑D Secure (3DS) - Payment Authentication Protocol
EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs ISO 27001:2022View comparison →EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs SOC 2View comparison →EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs NIST CSF 2.0View comparison →EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs GDPRView comparison →EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs HIPAAView comparison →EMV 3‑D Secure (3DS) - Payment Authentication Protocol vs PCI DSS 4.0View comparison →
EMV 3‑D Secure (3DS) - Payment Authentication Protocol by Industry
EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Healthcare→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Financial Services→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Technology→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Government→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Manufacturing→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Energy→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Retail→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Education→
EMV 3‑D Secure (3DS) - Payment Authentication Protocol by Role
EMV 3‑D Secure (3DS) - Payment Authentication Protocol for CISOs→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Compliance Officers→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Risk Managers→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for IT Directors→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for DPOs→EMV 3‑D Secure (3DS) - Payment Authentication Protocol for Auditors→
Frequently Asked Questions
What is EMV 3‑D Secure?
EMVCo EMV 3-D Secure (3DS), the messaging protocol that enables consumer authentication for card-not-present e-commerce transactions (the basis of Visa Secure, Mastercard Identity Check, etc.). 3DS uses a three-domain model (Acquirer, Issuer, Interoperability domains) and the roles 3DS Requestor, 3DS Server, Directory Server (DS), Access Control Server (ACS) and 3DS SDK, exchanging Authentication (AReq/ARes), Challenge (CReq/CRes) and Results (RReq/RRes) messages to support frictionless (risk-based) and challenge (step-up) authentication across browser and app channels.
How many controls does EMV 3‑D Secure have?
EMV 3‑D Secure contains 22 controls organized across 6 domains.
Where does EMV 3‑D Secure apply?
EMV 3‑D Secure is applicable in International (EMVCo - standards consortium). Organizations operating in or serving customers in this jurisdiction should evaluate its requirements.
What frameworks does EMV 3‑D Secure map to?
EMV 3‑D Secure has control-to-control mappings with 3 other compliance frameworks in our database. Use our compliance platform to explore these mappings interactively.
How do I get started with EMV 3‑D Secure compliance?
Start by understanding the framework's key controls and domains. Our compliance platform provides AI-powered gap analysis and mapping tools to help you assess your current posture and build a remediation plan.
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