Principles for Doing Business at Lloyd's
What is Principles for Doing Business at Lloyd's?
The thirteen Principles for doing business at Lloyd's, the outcomes-based requirements against which Lloyd's categorises every syndicate and managing agent, replacing the Minimum Standards: underwriting profitability (and its legacy reinsurance variant), catastrophe exposure, outwards reinsurance, claims management, customer outcomes, reserving, capital, investments, liquidity, governance, risk management and reporting, regulatory and financial crime, operational resilience and culture, with every sub-principle and its Maturity Matrix guidance from Foundational to Advanced. Edition published November 2025. It comprises 81 controls organised across 14 domains, and applies in the United Kingdom.
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