PSD2 SCA
What is PSD2 SCA?
Payment Services Directive 2 Strong Customer Authentication requirements. It comprises 28 controls organised across 11 domains, and applies in the European Union.
How PSD2 SCA maps to other frameworks
All 28 controls, each one mapped to the equivalent requirement in other standards, with the evidence that carries across and the mappings that were judged and rejected shown alongside. No account needed to look.
See the control mappings →The 11 domains PSD2 SCA groups its controls into
Frameworks that share controls with PSD2 SCA
Each of these has at least one control mapped to a control in PSD2 SCA. The number is how many PSD2 SCA controls are shared, counted from the mapping graph.
UK Defence Standard 05-138 - Cyber Security for Defence Suppliers
4 shared controlsVietnam PDPD
4 shared controlsUS Maritime Transportation Security Act (MTSA) and USCG Cybersecurity Requirements
4 shared controlsUS EPA Safe Drinking Water Act (SDWA) - Cybersecurity Requirements
4 shared controlsTurkey KVKK
4 shared controlsProtective Security Policy Framework (PSPF) Release 2024
4 shared controlsNIST SP 800-171A Rev 3 - Assessing CUI Security Requirements
4 shared controlsFFIEC IT Examination Handbook
4 shared controlsTraining on frameworks that overlap PSD2 SCA
There is no course on PSD2 SCA itself. These cover frameworks that share controls with it, so the material carries across even though the standard named is different.
Where PSD2 SCA overlaps with the standards you already hold
What an auditor will ask you for
All 28 PSD2 SCA controls, each with what it requires, the artefacts an auditor will ask you for, and where it commonly fails. Free to read, nothing to fill in.
Read the PSD2 SCA evidence request listWhat PSD2 SCA means in your sector
What PSD2 SCA means for your job
Questions people ask about PSD2 SCA
What is PSD2 SCA?
Where does PSD2 SCA apply?
What frameworks does PSD2 SCA map to?
How do I get started with PSD2 SCA compliance?
Query PSD2 SCA programmatically
PSD2 SCA, its 28 controls and every mapping into other standards are available over a REST endpoint and an MCP server, so an agent can read them directly. The free tier is 10 calls a day and needs no signup.
PSD2 SCA API reference and MCP config →What PSD2 SCA requires, control by control
Each page carries the requirement text for one PSD2 SCA control and what an assessor expects to see as evidence.
- PSDTWO-1 Strong Customer Authentication (SCA) Core Requirements
- PSDTWO-2 SCA Exemptions and Risk-Based Authentication
- PSDTWO-3 Common and Secure Communication, API Access for AISPs and PISPs
- PSDTWO-4 Fraud Reporting and Incident Management
- RTS-A1 General Authentication Requirements
- RTS-A18 Transaction Risk Analysis Exemption
- RTS-A2 Authentication Code Properties
- RTS-A4 Dynamic Linking
How ready are you for PSD2 SCA?
Answer 25 questions and get a professional readiness report with gap analysis, maturity scores, and prioritised action items. Results in 5 minutes.