Truth in Lending Act (TILA)
What is Truth in Lending Act (TILA)?
TILA requires creditors to disclose the cost of credit so consumers can compare it, and (with Regulation Z) sets open-end and closed-end disclosure duties, the TRID integrated mortgage disclosures, rescission rights, high-cost and higher-priced mortgage protections, ability-to-repay and qualified-mortgage underwriting, loan-originator-compensation rules including the Dodd-Frank seller-financer exclusions, and core credit-card protections. It comprises 39 controls organised across 6 domains, and applies in the United States.
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Browse the framework graph →Where Truth in Lending Act (TILA) overlaps with the standards you already hold
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Questions people ask about Truth in Lending Act (TILA)
What is Truth in Lending Act (TILA)?
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Query Truth in Lending Act (TILA) programmatically
Truth in Lending Act (TILA), its 39 controls and every mapping into other standards are available over a REST endpoint and an MCP server, so an agent can read them directly. The free tier is 10 calls a day and needs no signup.
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